Umbrella

Protect your business and assets with coverage for claims that exceed the limits of your current strategic partners insursnce group liability policy.

Best for:

Added coverage for an underlying policy
Scenarios where the existing policy limit has been reached
Additional protection without increasing policy limits

Small Business Insurance Experts

Strategic Partners Insurance Group has over 500,000 satisfied customers and focuses exclusively on small businesses. Why is Strategic Partners Insurance Group the business insurance company so many organizations rely on? There are many reasons.

Save time

Get a quote entirely online or speak with one of our insurance experts right away for help getting a quote, buying a policy, or answering

any questions you

may have.

Save money

We insure your small business directly, without a middleman or insurance broker, so we pass that savings along to you - up to 20% less than policies with other insurance companies.

Experienced

We're part of Warren Buffett's Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $38 billion in paid claims in 2020.

Save up to 20% on Small Business Insurance

We offer top-rated insurance products at prices up to 20% less than the competition. We also offer fast-and-easy claims and unrivaled customer service. You can call and speak with a small business insurance expert, or you can do everything including purchasing a plan and submitting claims entirely online. Our processes are all designed with efficiency in mind so you can spend less time dealing with insurance and more time focused on your business.

Small business insurance frequently asked questions

We’re always happy to talk with you about your insurance needs, but below are answers to some of the questions business owners frequently ask us.

Am I required to have small business insurance?

Certain types of coverage may be required in your state and for your type of business. Plus, some companies require that the businesses they work with have insurance and some landlords require that you have insurance coverage. Our business insurance experts can help you understand what kinds of policies you need.

Does Strategic Partners Insurance Group provide business insurance in my state?

Most likely, yes. However, it depends on the state you’re in and the type of insurance you’re looking for. Check out our coverage maps for details.

What kind of small business insurance do I need?

Each business has unique insurance needs. Going through our online quote process or talking with one of our insurance experts are two great ways to better understand your needs. However, there are some “rules of thumb” to use as guidance. General liability insurance is needed if customers visit your premises, and errors and omissions insurance is important for individuals or businesses that provide a professional service or advice. If you have assets like equipment and furniture, or if you own buildings, a business owners policy (also called property & liability insurance) is important. And if you have employees, you’ll need a workers’ compensation policy.