Please read these Terms of Use ("Terms") carefully before using the Insurance Cost Solutions website (“Site,” “we,” “us,” or “our”). By accessing or using this Site, you agree to be legally bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use the Site.

1. Purpose of the Site

Insurance Cost Solutions provides users with access to general information about insurance services including auto, home, life, and health insurance. We may connect users to third-party service providers or platforms that offer insurance-related products.

We are not an insurance company and do not underwrite or issue insurance policies. The content provided on our Site is for informational purposes only and is not intended to serve as legal, financial, or insurance advice.

2. Eligibility

By using this Site, you affirm that you are at least 18 years of age and legally capable of entering into binding agreements. If you are using the Site on behalf of a business or entity, you represent that you are authorized to do so.

3. Use of the Site

You may use the Site only for lawful purposes and in accordance with these Terms. You agree not to:

Use the Site in any way that violates applicable laws or regulations.Attempt to gain unauthorized access to the Site or its related systems.Use automated tools or bots to access, scrape, or manipulate data on the Site.Interfere with or disrupt the Site’s security, functionality, or networks.

4. Intellectual Property

All content, design, text, graphics, logos, and software on this Site are owned by or licensed to Insurance Cost Solutions and are protected by intellectual property laws. You may not reproduce, distribute, or create derivative works from any part of the Site without prior written consent.

5. Third-Party Services and Compensation Disclosure

The Site may feature products, services, or offers from third-party providers (“Partners”). We may receive compensation when users engage with these Partners through our Site. This compensation may influence the placement and order of offers but does not affect our commitment to providing accurate and unbiased information.

We do not control or guarantee the content or services provided by these third parties. You agree that we are not responsible for any issues arising from your interaction with any Partner, including their privacy practices or business conduct.

6. No Guarantee of Offers or Quotes

We do not guarantee that you will receive quotes or offers from any Partner. Your eligibility for insurance or services is determined solely by the individual Partners, and all offers are subject to their terms, conditions, and underwriting criteria.

7. Disclaimer of Warranties

The Site and its content are provided "as is" and "as available," without warranties of any kind, either express or implied. We do not warrant that the Site will be error-free, secure, or continuously available.

8. Limitation of Liability

To the fullest extent permitted by law, Insurance Cost Solutions shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Site, any third-party content, or services accessed through the Site.

9. Indemnification

You agree to indemnify and hold harmless Insurance Cost Solutions, its affiliates, partners, officers, and employees from any claims, damages, losses, liabilities, or expenses (including legal fees) arising from your use of the Site or your violation of these Terms.

10. Changes to Terms

We reserve the right to update or modify these Terms at any time. Changes will be posted on this page with the updated effective date. Your continued use of the Site after changes have been posted constitutes your acceptance of the updated Terms.

11. Governing Law

These Terms are governed by the laws of the State of [Insert State], without regard to its conflict of laws rules. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in [Insert County/State].

12. Contact Us

If you have any questions about these Terms, please contact us at:

📧 [email protected]

📍 19350 Business Center Drive Northridge CA 91324