Compare and shop for homeowners insurance

Compare home insurance quotes with expert guidance.

Home insurance rates are increasing, and your coverage needs may be changing. As severe weather and a changing market make it harder to buy homeowners insurance at an affordable rate, knowing your options is more important than ever. Home insurance is too important to risk not getting it right. Shop and compare home insurance rates with the experts at

strategic partners insurance group to find the coverage you need from a top company, all at the right price.

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Why choose InsuranceCostSolutions.com when shopping for home insurance?

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Comparison shop from top home insurance companies to find the right policy.

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We have decades of experience guiding homeowners through the insurance buying process.

Insurance strategic partners insurance group is a modern platform built to simplify the way you explore and compare home insurance options. Designed by insurance-savvy professionals, we offer easy-to-use tools, clear guidance, and practical tips to help you understand your coverage, compare rates, and save with confidence all in one place.

Save money on homeowners insurance

If you’ve seen your home insurance rates increase, you’re not alone. With home insurance rates up across the nation, our experts are dedicated to helping you bring your rates back down.

Frequently Asked Questions

What does home insurance typically cover?

Home insurance generally covers damage to your home from events like fire, storms, theft, and vandalism. It also includes liability protection and may cover personal belongings and temporary living expenses if your home is uninhabitable.

How much home insurance do I need?

You should have enough coverage to fully rebuild your home in case of a total loss. Consider the replacement cost of your home, not just the market value, plus coverage for personal property and liability.

What factors affect the cost of home insurance?

Premiums depend on your home’s location, age, construction type, replacement cost, your credit score, claims history, and chosen coverage limits and deductibles.

Can I save money on home insurance?

Yes. You can save by bundling policies (like auto and home), installing safety features (like smoke detectors or security systems), maintaining a good credit score, and shopping around for quotes.

What’s the difference between actual cash value and replacement cost?

Actual Cash Value pays for the item minus depreciation, while Replacement Cost covers the full cost to replace the item with a new one of similar kind and quality.